Lost a lot by fraud!

From this table (after http://www.ic3.gov), we can see how much lost by different type of fraud. The amount per complaint was a big numer! We have to be careful!

portect yourself

Whether its phishing, pharming or yet another email scam online fraud is still a major problem in North America not to mention identity theft.

how to avoid identity theft?

This video is from youtube.com. it teaches how to avoid identity theft?
Avoid online identity theft
Identity theft is including the social security number, passwords, bank account numbers, credit card numbers, codes and pin, and maiden name.
How to avoid online identity theft?
1. Creating password that difficult to guess and changing them often.
2. Never send sensitive information by e-mail.
3. Never click on an email link to a
l Bank
l Payment service
l Company site
4. We need to review our credit reports regularly.
(Identity is very important for our life, we must protect it carefully conscientious. We would be got a serious trouble if it was stole by someone. )

2009 Identity Fraud Survey Report

Identity Fraud Trends: Overall Fraud Amounts and Incidence Rates 2004-2008

Identity Fraud Trends: Year-over-Year Identity Fraud and Victimization Rates

Understanding Fraudsters’ Avenues of Attack

In 2008, online access, such as using virus-afflicted computers at home or at work, accounted for only 11 percent of the total fraud. Combined with the increased speed of misuse, this trend points to more attacks of opportunity, when a fraudster takes advantage of personal information to which they suddenly have access, such as a lost wallet or watching someone enter their ATM PIN.

It isn’t just strangers perpetrating fraud. More than 10 percent of victims knew their fraud perpetrator. When victims knew their perpetrator, those cases went undetected more than two months longer and cost the victims over twice as much.

• Online is Safer Than Offline When Consumers Use Available Security Controls

Consumers should install and regularly update anti-virus and anti-spyware software, and keep operating systems and browsers updated. Once online access is secure, consumers should move financial transactions online to eliminate many of the most common avenues fraudsters use to obtain personal information and gain more control compared to traditional channels. Moving online includes turning off paper invoices, statements and checks, including paychecks, and replacing them with electronic versions. Avoid mailing checks to pay bills or deposit funds in your banking account. Instead, pay bills online and use remote deposit check imaging services.

• Learn About Identity Protection Services—

There are additional services for those consumers who want extra protection and peace of mind. These include credit monitoring, fraud alerts, credit freezes and database scanning, some of which can be obtained for a fee and others at no cost. At a minimum, consumers should review their credit report no less than once per year, either for free at AnnualCreditReport.com or through many financial institutions’ websites.

The above clip is posted at youtube. It talks about the rise of online fraud. It mentions the money lost due to online fraud is 59 millions! It also rings a bell that even a small detail about a person can cause he or she a target victim.Job scam is on the list of the most popular scams. Everyone is asked to send resume by email. I do it myself too. But it can lead to a fraud. Not only the personal identification , but also a piece of information about a person's interest can start a fraud. The clip warns that you should not click in any link online unless you know what it is.

Too good to be true!

Be careful if you find some products offered online for free. Maybe you have to pay much more in the end if you try to get a free sample or coupon on line.

See the video here:http://abcnews.go.com/Politics/internet-scam-aggressive-sales-tactics-fire-senators/story?id=9099761

online fraud

In the meeting, the goal of commercial companies united in fighting curbing online crime. The new method superseded the old one caused the team can trace an intrusion efficiency. The cyber crime was decrease 0.3% from 2006 to 2007. So the dollar amount had risen from $198.44 million in total monetary value to $239.09 million in 2007. Although the most perpetrated by males, at the same time, the complaints still were majority male.

"The main contact method for fraud was overwhelmingly e-mails and websites. The highest activity for cyber crime was pet scams, check fraud, spam, and online dating sites. "

In this graph was showing us the top ten types of online fraud from 2006 to 2007. The high percentage of the online fraud was auction fraud. The second was non-delivery fraud, and the third was confidence fraud. We must pay particular attention to this three online. However, what types for online fraud, we must not believe the information and some person easily on the web. Communication over the internet is not done face to face; we do not what the real man is. So we need to protect our ID and private information safety when we are chatting or sharing something to someone. We should learn socio-emotional literacy skills to tell right from wrong and good from bad on the web.

http://www.project.org/info.php?recordID=160